|My Age Now||30|
|My Age when money would force me to get a job||61|
|In Checking Account, 4/20/2016||$ 71,104|
|In Stock Market, 4/20/2016||$ 118,539|
|Loaned to Whiskey Business||$ 10,000|
|Car/Other Possessions, Fair Market Value||$ 10,000|
|Total Net Worth, 4/20/2016||$ 209,643|
|Cost of Food per week, based on 3 month study||$ 130|
|Cost of Food per year||$ 6,216|
|Cost of Food per Meal||$ 5|
|Insurance per year||$ 0*|
|Clothing per year||$ 500**|
|Rent per year||$ 0***|
*Insurance is free because I ride a bicycle and/or drive with an uninsured, unregistered vehicle. Maine declined to cover me under ObamaCare, so I have a special waver # to put on my tax return and will avoid the fine for not having health insurance.
**Estimated, to look reasonable in public
***I live with my dad and trade occasional labor for rent. This is possible for anyone with house-sitting arrangements
Side note- There is no reason to pay for Microsoft Office. I have been using an expired version of Office for months now, with no loss of functionality.
My career path from graduating school in Spring 2008 to Christmas 2015 was Engineer-> Sr. Engineer-> Director of Engineering. I started at a large company and ended at a startup. Through some luck and some not having an outside life, I averaged a 10% raise each year.
If I really were to do nothing for the next 31 years, a big regret would be that I could not continue the below graph, which is one of my long term goals. Sometimes it’s the most significant one.
Here are some cumulative numbers over an 8 year career, and they reference total earned, not total “after tax”
|Total Cumulative Income since I graduated||$ 693,489|
|% Given to States via Tax||% 6.04|
|% Given to Federal via Tax||% 15.45|
|% Given to Charity||% 8.74|
|% Saved available in Checking||% 10.25|
|% Invested in Stock Market, available||% 17.09|
|% Invested in Whiskey business||% 1.44|
|% Spent on living||% 59.02|
One more graph, adding taxes to the last one: